Travel insurance should be third on your pre-departure checklist right after passport and ticket. Whether you are visiting friends, studying abroad, working as an au pair, or just getting away, make sure you are prepared for all eventualities with a good travel insurance policy.

There are a wide range of insurance policies to choose from and one such policy is the International Student Insurance Services (ISIS). The ISIS has been specially developed to meet the flexible schedules and limited budgets of young, independent travelers. It has several options and is available for members of the International Association for Student Insurance Services (IASIS) and many student and youth travel offices that are part of the ISTC network. Get Travel Insurance with quality

Things to remember when you're arranging travel insurance:

• Make sure that your travel insurance is valid for the entire duration of your trip
• Bear in mind that if you need to make a claim, most travel insurance companies require you to have purchased the insurance policy before you leave on your trip
• Most travel insurances include basic medical and accident cover, baggage loss or delay, and trip cancellation, interruption or delay. But specialized insurance policies can vary from country to country so remember to always make sure you know exactly what your policy covers
• If you need insurance to cover you for extreme sports such as winter sports, scuba-diving or mountain climbing, please ensure that you mention this at the time of purchase and take out extra insurance cover if necessary.